Designing a new payment experience for loans

Designing a new payment experience for loans

Overview:

At SoFi, I designed a new payment experience, giving members the choice to repay their loans on a schedule that best fits them.

Role:

Product Design Intern

Timeline:

June - September 2026

Team

Borrow (Servicing)

Tools:

Figma, Cursor, GreatQuestion (UXR)

What I Delivered

Flexible autopay

Flexible autopay

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Members can now choose to repay their loans on a weekly, biweekly, or monthly schedule. This allows them to manage cash flow and ease the day-to-day pressure of payments.


At the end of my 12 weeks, I presented to 20+ stakeholders and handed off my designs for implementation. Special thanks to my manager, Jordan Manning, for his continuous support and push to be a great designer!

Final Designs

Choose your frequency and pick when to make your first payment

Choose your frequency and pick when to make your first payment

Choose to pay extra and see how that impacts your loan lifecycle

Choose to pay extra and see how that impacts your loan lifecycle

Accomplishments

Accomplishments

Design Impact

Lower the number of returned payments, reduce delinquency rates, and increase member satisfaction.

UXR Interviews

Led 8, 45-minute UXR interviews in 2 days and synthesized findings into actionable product requirements.

XFN

Participated in crits across PMs, engineering, and in-house design teams through multiple stages of iteration.

Kind words from my manager :)

Kind words from my manager :)

🚧 This case study is still being built. If you'd like to chat or learn more about this project at this time, please email me!